Employee Benefits.
In real time.
Coverage for your team.
From zero to an estimate in four steps.
- 1
Tell us about your team
A few quick questions: industry, province, headcount. No paperwork.
- 2
See three plans, estimated live
Carrier-grade rating methods produce an instant estimate. Essential, Standard, Premium, side by side.
- 3
Customize within your tier
Tweak drug, dental, life, disability and more, and watch the monthly estimate update as you go.
- 4
We take it to market
A licensed Walrus advisor verifies your details, shops your group across Canada’s carriers, and presents firm proposals you can actually act on.
Everything you need to get covered.
A self-serve experience for buyers, built by former carrier underwriters.
Instant estimates
A credible number in two minutes, so you know where your price should land before you talk to anyone.
Customize your plan
Start from a preset and adjust each benefit. The estimate moves live as you build it.
Underwriter-built
Manual and experience rating, credibility and pooling: underwriting methods used by carriers, applied to your estimate by people who used to run them.
Advisor-backed
A licensed advisor reviews every file, and the numbers you decide on are firm carrier proposals, not our estimate.
One place for everything
Estimate, apply, enroll your team and manage documents from a single portal.
Built for Canada
Province-aware rating across every line: drugs, dental, disability and more.
The instant estimate is where we start.
Walrus is a full-service group benefits advisory firm. The estimate tool shows you where your price should land. Everything after that is done for you, by people who used to build these prices for the carriers.
- 1
Strategic plan design
Data-driven design that attracts and retains talent while protecting your budget: health, dental, life, disability, HSAs and retirement.
- 2
Marketing & negotiation
We shop your group across Canada’s carriers and negotiate with an insider’s knowledge of how the pricing is actually built.
- 3
Seamless administration
Modern enrolment and ongoing support that make benefits effortless for HR. No ticket black holes.
- 4
Proactive renewals
Continuous market analysis and renewal strategies that start months in advance and defend your rates with data.
- 5
Employee advocacy
Year-round human support so your people actually understand and use their benefits.
“Great benefits are the difference between keeping your best people and watching them walk. We make them simple to buy and simple to run.”
The Walrus team
- 2 min
- to an instant estimate
- 3
- preset plan tiers
- Same day
- advisor reply
- No fee
- free estimates and consultations
Your estimate is two minutes away.
No commitment, no pressure, and a licensed advisor whenever you want one.
Instant pricing is an expert estimate prepared with carrier-grade rating methods. Final rates come from the firm carrier proposals we present. Nothing is binding until you choose and sign.
Get a free benefits assessment.
A dedicated advisor replies the same business day. No obligation. No fee from you. We are paid by insurer commission, included in the premium.